Buying your first home is one of life’s biggest milestones, but it can also be overwhelming. As a first home buyer, you may not be familiar with the mortgage process, government grants, or lender requirements.
At Truth Financial, we simplify the journey, ensuring you secure the best loan with minimal stress.
Assessing Your Borrowing Power – We evaluate your financial situation, income, savings, and expenses to determine how much you can borrow.
Government Grants & Incentives – We identify any government grants, such as the First Home Owner Grant (FHOG) and stamp duty concessions, to help reduce costs.
Loan Comparison – We compare loan products across various lenders, focusing on interest rates, fees, and features suited to your needs.
Pre-Approval – We help you get pre-approved, giving you confidence when making an offer on a home.Bullet list
Settlement Process – We work with your solicitor and lender to ensure a smooth settlement, guiding you every step of the way.
Access to exclusive first home buyer incentives.
Expert guidance to avoid common mistakes.
Confidence in securing a competitive loan with favourable terms.
Long-term financial strategy to ensure affordability.
Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.