We Don’t Just Find You a Loan — We Find You Opportunities

We understand that buying a home is one of the most significant investments you'll make in your lifetime. That's why we offer customised mortgage solutions designed to fit your unique financial situation. Whether you're a first-time homebuyer, investor or simply looking to refinance, our team of experienced lending advisors are here to guide you every step of the way.

ask us anything!

Got questions? We're here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask us anything. We're ready to guide you every step of the way.

0439 118 190

Free Financial Assessment

Ready to make a start on your next investment, or simply save money on your current one?

Unlock Your Dream Home with Our Mortgage Solutions.

Feel confident that you're in safe hands.

We put our clients at the heart of everything we do.

  • We will be easy to do business with

  • You will talk to a real person

  • We will get back to you

  • We will go the extra mile, every time

  • We will listen to what you want

  • We will provide home loan options that suit your needs

  • We will source competitive interest rates

  • We are here to serve you and ensure you will be 100% satisfied with our service.

why choose us?

We Build Foundations for a

Brighter Future

Home Purchase

Refinance

Loan Options

Team Response Rate

100%

Application Approval Rate

98%

Your Journey to Homeownership Starts Here

We simplify the journey to homeownership. Our dedicated team is here to guide you through every step, providing expert advice and personalised support.

  • Personalised mortgage solutions tailored to your needs.

  • Expert guidance throughout the entire buying process.

  • Competitive rates to help you save on your investment.

Our Services

We cover all areas of residential lending, and more...

First Home Buyers

Investment Loans

Refinance

SMSF Lending

Bridging Loans

Asset Finance

how it works

Partnering in Your Real Estate Success

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Consultation

Start by having a discussion with our team, so we can gain an understanding of your current position, and the goals you're trying to achieve.

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Application

We’ll assess your financial situation and find the best loan options tailored specifically to your needs, ensuring that you get the best rates, terms, and conditions to achieve your property goals.

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Getting Approved

Whether it’s your first home or an investment property, we’ll be there to guide you from pre-approval to settlement, ensuring the process is smooth, quick, and stress-free.

And when you're holding those keys in your hand, we’ll be there to congratulate you on your new investment.

Frequently Asked Questions

How does it work?

We make securing a loan simple. First, we’ll chat to understand your goals and financial situation. Then, we’ll assess your options across over 50+ available lenders to find the best loan for you. Once you’re pre-approved (or fully approved), we’ll guide you through the application process, all the way to settlement, and provide ongoing support to help you build wealth for the future.

What types of loans do you offer?

We offer a variety of loan products tailored to your needs, including home loans, investment loans, refinancing options, and SMSF loans. Whether you’re a first-time homebuyer or an experienced property investor, we’ve got the right solution for you.

What documents do I need to apply for a mortgage?

Typically, you’ll need to provide proof of income, bank statements, identification, and information about your debts and assets. Our team will guide you on the specific documents required for your application.

How long does the mortgage approval process take?

The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.

What costs are involved in getting a loan?

In addition to your deposit, you’ll need to budget for costs such as stamp duty, lender fees, and legal fees. We’ll break down all the costs upfront so you know exactly what to expect and give you confidence in your decision.

Can I get help if I’m a first-time homebuyer?

Absolutely! We specialise in guiding first-time homebuyers through the process, from understanding your options to accessing government grants and low deposit loans. We're here to make your dream home a reality.

Do I need to find a property before applying?

Not at all! You can get pre-approved for a loan first, so you know your budget before house-hunting. This makes the process smoother and gives you confidence when making offers.

What if I'm not sure what to do with my current situation?

It’s common to feel unsure about your options, especially when it comes to property and finance. After a quick chat and diving into your financial details, we’ll identify opportunities you might not even know are available. Whether it’s buying your first home, refinancing, or unlocking investment potential, we’ll find the right path for you based on your unique situation.

Can I Use My Superannuation to Invest in Property?

Using your Self-Managed Super Fund (SMSF) to invest in property can be a smart way to build wealth for retirement. We’ll help you navigate the complexities of SMSF lending, ensuring you understand the requirements and identify the best investment opportunities for your super. With our expert guidance, you can make the most of your SMSF to secure your financial future.

What if I cant find a property?

If you’re struggling to find the right property, don’t worry, we’ve got you covered. Through our network of trusted partners, we have access to both on-market and off-market deals that aren’t always available to the public. If you need assistance, we can open the lines of communication and connect you to these opportunities, helping you find the perfect property.

Want to work with us?

Contact

PO Box 4284, Gumdale QLD 4154

0439 118 190

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Truth Financial Pty Ltd | ABN: 82661568903 is authorised under Australian Credit Licence Number: 389328 | ABN: 82661568903

Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.